I’m reposting this thread with an update on 7-Oh payment processing. See below for the breakdown.
My name is Leah Walczuk. I’m an account manager at High Wire Payments and I specialize in helping high-risk brands stay compliant and get approved with real US banks that support Kratom, CBD, D8, D9, HHC, mushrooms, and more.
If your processor is charging at IC + 2% or up, you’re overpaying. if you’re paying more than $50/month for monthly account fees, you’re overpaying. I can help.
Average pricing structure:
<$10k: $45/month, 1.50% over IC, $0.15
$10k-$50k+: $25/month, 1.25% over IC, $0.15
$50k+: $20/month, 1% over IC, $0.10
$100k+ Custom rates under 1%, BPs determined after consultation.
Distros, Wholesale, B2B, B2C supported
We integrate into Authorize.net, NMI, Shopify, Wordpress, you name it.
We support subscriptions, recurring billing, affiliate, and same-day gateway setup after approval. No contracts.
I’ll review your statement and give you an official proposal. I have been able to save your favorite brands 5-6 figures in excessive fees.
If you sell Kratom, CBD, or any hemp-derived product and want to lock in a stable, low-cost solution, reach out.
7-OH Update: As of August 15th, 2025, our banks are currently not supporting credit card processing for 7-oh merchants, citing BRAM violations from MasterCard up to $150,000 as a major risk. The only solution I currently know of charges between 4-10% over interchange with a 10% reserve.
Backstory from previous thread:
High Wire Payments has been operating independently for 2 years after splitting off from BankCard USA, where our CEO spent nearly a decade working for before launching High Wire Payments directly from his desk, until he eventually moved into his own office and took a few agents with him. High Wire is newer as its own company, and it’s essentially a sister to BankCard (est. 1993). We’ve kept all of BankCard’s banking homes and added our own, which allow us to process in areas they can’t; HHC, kratom, and amanita.We split off from BankCard USA so we could expand our banks and POS partners. High Wire was built to cover way more of the alternative product space and close some of the gaps that we couldn’t fill at BankCard!
Leah Walczuk
leah.walczuk@highwirepayments.com
(805) 827-7451